7 REASONS YOU’RE NOT RICH As financial advisors, we’ve spent many years helping other people overcome financial stumbling blocks so they can become rich. When it comes to helping people become wealthy, we’ve seen a lot of people over the
Thierman Financial
We have built a new site to serve you better! For assistance call 306.922.2577 OUR SERVICES Financial Planning Services Thierman Financial of Prince Albert offers a variety of financial products and services that work together to create your personalized financial
Downsize Your Debt Before It Downsizes Your Life
To make smart decisions about credit, think of borrowing money like “renting” money, and the rent is the interest rate. Currently, renting money is cheap. However, interest rates are going up – and it will be more expensive for you
Think Monthly, Retire Rich
If you’re looking for a New Year’s resolution that is simple to stick to but yields some pretty powerful results, consider contributing to investments monthly and/or increasing your monthly contributions by a few dollars. Because of the power of dollar
Understanding How Wealth Grows a.k.a. “The Positive Wealth Curve”
Any person with a stable income can become wealthy. If you have a regular paycheque, and you want to grow your wealth, all you have to do is three simple things: Set money aside on a regular basis (weekly, bi-weekly,
The RRSP Advantage
RRSPs are a tax-deferral strategy. This means you don’t pay any income tax on the money you put into your RRSPs until you withdraw your money. With this strategy, you have two very powerful benefits: 1. You receive a tax
Preparing For Your First Mortgage
Please note: The following information are guidelines only. Each mortgage application is different because each person’s situation is different. Therefore, the following guidelines might not apply to everyone. Always speak to a financial advisor or a mortgage broker to understand
Investing In Segregated Funds. Why Is There A Fee?
A management expense ratio (MER) is the cost to invest in a standard segregated fund, and it’s where we’re paid from. It’s important to note that you do not pay the MER directly; rather it’s paid by the fund itself,
What is the gamma factor?
** Source: The Canada Life Assurance Company When it comes to financial planning, households who plan with an advisor have the advantage. Simply put, working with an advisor brings out the gamma factor. The gamma factor is made up of
Cabins, Tax and Life Insurance – Make Sure Your Cabin Stays in the Family!
Executive Summary One of the best, least expensive, and least painful methods to ensure your valuable family cabin stays in the family is through the use of life insurance. A last-to-die policy covering a married couple, with both spouses 65